. . . A Whole New Way To Save Money On All Your Health Care Needs !
This program is not insurance. It is a discount program. You are responsible for the full cost of any health care services purchased. You will receive discounts for medical services at certain health care providers who have contracted with the program. Members have the right to cancel registration at any time. Cancellations within 30 days will receive a refund of membership fees. This program does not make payments directly to health care providers. A list of all program providers within the prospective cardholder’s service area which includes their name, city & state, and medical specialty is available prior to purchase, upon request. Discounts for hospital services are not available in Maryland. Discount pharmacy plan is not a Medicare prescription drug plan. This program is administered by Group Dental Service of Maryland, Inc. (GDS-MD), your Discount Medical Plan Organization, 111 Rockville Pike, Suite 950, Rockville, MD 20850, 1-866-433-6392 www.outlookvision.com. The program and its administrators have no liability for providing or guaranteeing service or the quality of service rendered.
www.outlookvision.com (800) 342-7188
Outlook Benefit Solutions INDIVIDUAL ENROLLMENT
2-year card for $50.00
3-year card for $70.00
One card covers
the whole family.
OUTLOOK Rx utilizes two companies for Prescription Rx discounts:
.....is a discount program for prescription medications and medical supplies such as diabetic test strips and syringes.
Members purchase medications at participating pharmacies and receive an average discount of 10% to 50% off the pharmacy’s standard price. The discount varies depending on type of medication, brand or generic, and location.
Can be purchased on a stand-alone basis, or in combination with Outlook Vision
The Outlook Rx pharmacy network operates in most states. Contractual agreements with over 57,000 chain and independent pharmacies provide members with easy access to our program.
Frequently Asked Questions.....
- How does the prescription discount benefit work?
Outlook Rx will provide you with a member identification card. Once your physician has written you a prescription simply take it to be filled at one of our participating pharmacy locations. While at the pharmacy, present your Outlook Rx discount identification card to the pharmacist/pharmacy technician. Your prescription claim information will then be submitted electronically, in real time, to our prescription processor. Once our processor receives this claim information, your eligibility information will be verified and your discount price calculated. Our processor will then send a response to the participating pharmacy indicating what is owed by you the member.
- Will I save money on every prescription?
Outlook members are guaranteed to pay the lower of our contracted rate or the pharmacy’s standard price. In most cases, Outlook Rx’s contract rate will save members an average of 10% to 50% depending on the drug type and which pharmacy location the member chooses to fill the prescription. Our participating pharmacy network is comprised of different types of pharmacies. Consequently, each pharmacy has different buying habits when it comes to purchasing their drug inventory and setting their standard price. Therefore, there may be instances, particularly for certain heavily marketed brand name drugs that a particular pharmacy’s standard price is better than our contracted rate. In this instance the member will pay the price they would have paid even without the Outlook Rx benefit.
- What is the difference between a brand drug and a generic drug?
There are two types of brand drugs; single source brand drugs and multi-source brand drugs. Single source brand drugs are those drugs that do not have a generic equivalent and are manufactured by the company who originated the drug. Single source brand drugs are protected by patent laws, allowing the original manufacturer to recoup the millions of dollars spent on the research and development process. Single source brand drugs are usually heavily marketed to physicians and consumers alike and are the most expensive drugs in the market place. Once this type of drug is introduced to the market it will be several years before the generic form of the drug is available. Common retail costs for a 30-day supply of a single source brand drug can range from $80 to $140 and higher. Multi-source brand drugs are less expensive than their single source counterpart. This is due to the fact that the patent protection is no longer in place and a generic form of the original drug is now being produced. Common retail costs for a multi-source drug can range from $30 to $50.
A generic drug is essentially a copy of the equivalent brand name drug. Although, the generic drug may look different than the brand name drug it must contain the same active ingredients. Before the FDA approves the generic drug, the manufacturer must prove that it contains the same active ingredients, meets the same standards of quality, strength, purity, identity, that it has the same rate and extent of absorption as the brand medication and is manufactured in compliance with current Good Manufacturing Practice regulations. Common retail costs for a 30-day supply of a generic drug can range from $10 to $30. However, it is important to note that newer single source generic drugs (former blockbuster brands; see example below) can see retail costs averaging from $50 to $80.
- When a brand drug finally goes generic, how much money can I expect to save?
When patent protection is finally exhausted for a brand drug, in most cases one manufacturer is awarded a six-month exclusive right to produce the generic form of that particular brand drug. Initially, the generic form of this drug is considered a single source generic since there is only one manufacturer. Therefore, in these instances consumers can expect to save an average of 10% to 15% off of the original brand price. For example, if the original brand cost for a 30-day supply were $120 the new generic costs would be $102 to $108. Only when the exclusivity period expires and multiple manufacturers begin to produce the generic form of the drug will consumers see a 40% to 50% discount off of the original brand price. Note: Generic drugs, to be true equivalents of the brand name medications, must be approved by the FDA.
- Can I use the Outlook Rx benefit if I already have prescription drug coverage?
Yes, if your primary coverage requires you to file a paper claim for prescription drug reimbursement. The Outlook Rx discount benefit will reduce your out of pocket expense by the amount of our discount. Once you have received the Outlook Rx discount benefit at our participating pharmacy location, simply file the claim with your primary provider for reimbursement. Or, if your current prescription drug coverage excludes certain prescribed medications, Outlook Rx may offer substantial savings on those medications.
- If I forget my identification card and have my prescription filled can I file a claim with Outlook Rx for reimbursement?
No, Outlook Rx is NOT insurance. If you do not present your identification card at the time of service you will not receive the discount benefit. However, if you did leave your identification card at home or simply forgot to present your identification card, and you act within a reasonable time period (within 2 days of the fill), you may ask the participating pharmacy to submit the claim for processing and re-price for Outlook Rx’s discount. The pharmacy is not obligated to file the claim, however most pharmacies will.
- How can I maximize my savings utilizing the Outlook Rx discount prescription drug benefit?
Although Outlook Rx members will realize savings for both brand and generic drugs, the most significant savings are realized on generic drugs. Since, in most cases, there are multiple sources for generic drugs, the negotiated discounts amongst our participating providers for these drugs are greater and yield a bigger savings to the member. Therefore, in order to maximize your savings, if a generic drug is available, always request your physician prescribe you the generic drug. Or at the time of filling your prescription, if the pharmacy asks if you would like the generic equivalent, elect to take the generic drug.
The network consists of well-known pharmacies (see below). Approved pharmacies have agreed to dispense drugs to Outlook Rx members at the contracted rate or the standard price, whichever is less (network subject to change without notice).
Members with the Outlook Rx benefit are also entitled to hearing aid discounts as an added benefit for no additional cost.
Outlook Rx INDIVIDUAL ENROLLMENT
Buy the Outlook Rx Card and save an average of 10% to 50% off the pharmacy's regular price.
Discounts on hearing aids are also available at no additional cost with the purchase of either Outlook Vision or Outlook Rx
Purchase: One-time cost of $12
One card covers the whole family
To order your Outlook Rx card and to begin saving money on your Prescription drugs, simply complete and mail this form with your check or money order or call Outlook Vision at 1-800-342-7188 to purchase with a Visa, MasterCard, or Discover Card.
Outlook Vision Services, LLC, does not warrant or make any representations regarding the appropriateness, availability, or accuracy of the content of any videos or any other web sites linked to or from this site.
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Once the Outlook Rx member fills a prescription at a participating pharmacy, no further paperwork is involved. Payment for a prescription is made directly to the pharmacist at the best available price. Members pay the pharmacy directly for all purchases:
- No pre-existing exclusions
- Dependents included at no additional cost.
or call the Help Line (888) 886-5822.
or call the Help Line (877) 448-6183.
This program is not insurance. It is a discount program. You are responsible for the full cost of any health care services purchased. You will receive discounts for medical services at certain health care providers who have contracted with the program. Members have the right to cancel registration at any time. Cancellations within 30 days will receive a refund of membership fees. This program does not make payments directly to health care providers. A list of all program providers within the prospective cardholder’s service area which includes their name, city & state, and medical specialty is available prior to purchase, upon request. Discounts for hospital services are not available. This program is administered by Access One Consumer Health, your Discount Medical Plan Organization, 84 Villa Rd., Greenville, SC 29615 - www.accessonedmpo.com. The program and its administrators have no liability for providing or guaranteeing service or the quality of service rendered. Not available in AK, CT, MT, RI, VT & WA